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Financing FAQs
Have a question about financing? Read our FAQs below, or call one of our customer care representatives toll-free at 800-724-2156.

How do I apply?
Simply CLICK HERE to access our secure online application; it’s simple and quick to do. Or call our toll-free number: 800-724-2156. It takes just minutes to complete and we’ll notify you within 24 hours if you’re approved. You can also fill out a paper application and fax or mail it to us if you prefer.

What will I need to apply?
Our application is easy. We'll ask you some simple questions on your current employment and residence. You must be at least 18 years of age to apply.

How much will my monthly payments be?
To calculate your monthly payments, use our payment calculator on the right.

How much can I finance?
We offer financing for cosmetic procedures ranging from $1,000 to $30,000.

Is a down payment required?
No down payment required. Please note that some plastic surgeons, cosmetic dentists, and skin rejuvenation specialists do require a nominal down payment or deposit.

What will my interest rate be?
Interest rates range from 5.9% APR to 24.99% APR. Your rate depends on many factors. These factors include your previous credit history, your current situation, income, the amount of the loan requested, the term and more…

When will my first payment be due?
Your first monthly payment will be due 30 days from the date we receive your signed loan documents.

Does my loan have pre-payment penalties?
Only if you pay your loan off within the first 12 months. If you do there is a $100 fee.

Do you pay me or my doctor?
Proceeds from your loan are paid directly to your doctor or provider’s office.

How long is my loan approval valid for?
From the date you apply your loan is valid for 90 days.

Do I have to finance all of my procedure?
No, you can finance any amount of your procedure as long as it’s above our $500 minimum.

I’ve had credit problems in the past, can you help me?
We offer finance programs for all levels of credit. Even if you've been declined previously, we may be able to offer you financing.

Most popular procedures on Perfect Yourself: liposuction, breast augmentation, face lifts, rhinoplasty, tummy tucks
Be sure to also visit our Expert Advice page where you can find great questions from real visitors, Answered by real plastic surgeons, cosmetic dentists, and skin rejuvenation specialists.